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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,769 | $77,157+415.5% | $108,405+266.9% | $85,851+363.3% |
| Participation rate | 72.7% | 74.7%-1.9pp | 80.1%-7.4pp | 69.3%+3.4pp |
| Annual return | 17.21% | 44.55%-27.3pp | 905.55%-888.3pp | 318.63%-301.4pp |
| Employer contribution / active EE | $2,004 | $2,379-15.8% | $3,559-43.7% | $2,565-21.9% |
| Participant deferral / active EE | $7,818 | $5,567+40.4% | $6,563+19.1% | $3,952+97.8% |
| Admin fee / account holder | $21,580 | $5,174+317.1% | $7,297+195.7% | $6,261+244.7% |