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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,648 | $86,294+253.0% | $111,303+173.7% | $85,856+254.8% |
| Participation rate | 93.1% | 73.3%+19.8pp | 77.3%+15.8pp | 69.3%+23.8pp |
| Annual return | 15.73% | 19.99%-4.3pp | 54.66%-38.9pp | 318.58%-302.9pp |
| Employer contribution / active EE | $6,541 | $2,043+220.1% | $2,731+139.5% | $2,565+155.0% |
| Participant deferral / active EE | $7,907 | $3,641+117.2% | $4,487+76.2% | $3,952+100.1% |
| Admin fee / account holder | $41,726 | $8,189+409.5% | $7,966+423.8% | $6,261+566.5% |