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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,569 | $62,583+453.8% | $76,767+351.5% | $64,173+440.1% |
| Participation rate | 80.8% | 72.8%+8.0pp | 77.0%+3.8pp | 69.6%+11.2pp |
| Annual return | -1.35% | -1.95%+0.6pp | 2.43%-3.8pp | 7.63%-9.0pp |
| Employer contribution / active EE | $7,692 | $1,832+319.9% | $2,485+209.5% | $2,381+223.1% |
| Participant deferral / active EE | $9,754 | $3,145+210.1% | $3,852+153.2% | $3,470+181.1% |
| Admin fee / account holder | $20,585 | $4,667+341.1% | $6,675+208.4% | $4,887+321.2% |