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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,030 | $72,492+382.9% | $87,104+301.9% | $72,975+379.7% |
| Participation rate | 71.4% | 72.8%-1.4pp | 76.9%-5.4pp | 69.5%+1.9pp |
| Annual return | 7.49% | 24.46%-17.0pp | 28.19%-20.7pp | 81.01%-73.5pp |
| Employer contribution / active EE | $7,045 | $1,894+272.0% | $2,521+179.4% | $2,440+188.7% |
| Participant deferral / active EE | $7,781 | $3,270+138.0% | $4,048+92.2% | $3,608+115.7% |
| Admin fee / account holder | $59,935 | $5,055+1085.7% | $7,491+700.1% | $5,124+1069.7% |