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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,638 | $71,878+245.9% | $86,698+186.8% | $68,486+263.1% |
| Participation rate | 68.6% | 72.2%-3.7pp | 76.6%-8.0pp | 67.9%+0.7pp |
| Annual return | -9.94% | 3.53%-13.5pp | 35.95%-45.9pp | -7.85%-2.1pp |
| Employer contribution / active EE | $5,714 | $2,173+162.9% | $2,837+101.4% | $2,597+120.1% |
| Participant deferral / active EE | $7,063 | $3,779+86.9% | $4,656+51.7% | $4,028+75.4% |
| Admin fee / account holder | $16,588 | $6,113+171.4% | $7,493+121.4% | $5,404+207.0% |