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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,885 | $100,003+327.9% | $146,685+191.7% | $85,856+398.4% |
| Participation rate | 84.0% | 73.1%+10.9pp | 80.1%+3.9pp | 69.3%+14.7pp |
| Annual return | 12.13% | 18.93%-6.8pp | 22.75%-10.6pp | 318.58%-306.5pp |
| Employer contribution / active EE | $3,367 | $2,559+31.6% | $4,137-18.6% | $2,565+31.3% |
| Participant deferral / active EE | $7,329 | $4,006+82.9% | $5,507+33.1% | $3,952+85.4% |
| Admin fee / account holder | $9,007 | $7,704+16.9% | $10,281-12.4% | $6,261+43.9% |