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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,062 | $154,193+161.4% | $130,045+209.9% | $139,466+189.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 16.21% | 32.51%-16.3pp | -137.30%+153.5pp | 373.66%-357.5pp |
| Employer contribution / active EE | $3,423 | $5,292-35.3% | $4,321-20.8% | $4,754-28.0% |
| Participant deferral / active EE | $7,389 | $6,709+10.1% | $5,820+27.0% | $6,712+10.1% |
| Admin fee / account holder | $29,475 | $13,989+110.7% | $10,600+178.1% | $11,409+158.4% |