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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,353 | $83,485+298.1% | $125,192+165.5% | $72,975+355.4% |
| Participation rate | 84.6% | 73.3%+11.3pp | 79.8%+4.8pp | 69.5%+15.1pp |
| Annual return | 18.61% | 25.77%-7.2pp | 43.79%-25.2pp | 81.01%-62.4pp |
| Employer contribution / active EE | $3,289 | $2,346+40.2% | $3,866-14.9% | $2,440+34.8% |
| Participant deferral / active EE | $7,210 | $3,586+101.0% | $4,937+46.0% | $3,608+99.8% |
| Admin fee / account holder | $6,955 | $5,518+26.0% | $9,704-28.3% | $5,124+35.7% |