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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,263 | $81,870+324.2% | $119,622+190.3% | $68,486+407.1% |
| Participation rate | 72.4% | 71.9%+0.5pp | 79.3%-6.8pp | 67.9%+4.5pp |
| Annual return | -15.40% | -23.82%+8.4pp | -14.98%-0.4pp | -7.85%-7.5pp |
| Employer contribution / active EE | $2,940 | $2,692+9.2% | $4,232-30.5% | $2,597+13.2% |
| Participant deferral / active EE | $6,248 | $4,148+50.6% | $5,601+11.6% | $4,028+55.1% |
| Admin fee / account holder | $10,896 | $6,583+65.5% | $10,328+5.5% | $5,404+101.6% |