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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,213 | $95,383-68.3% | $185,837-83.7% | $85,856-64.8% |
| Participation rate | 59.2% | 68.8%-9.6pp | 81.7%-22.5pp | 69.3%-10.1pp |
| Annual return | 14.04% | 23.59%-9.6pp | 122.08%-108.0pp | 318.58%-304.5pp |
| Employer contribution / active EE | $1,207 | $3,313-63.6% | $5,168-76.6% | $2,565-52.9% |
| Participant deferral / active EE | $2,983 | $3,423-12.9% | $5,568-46.4% | $3,952-24.5% |
| Admin fee / account holder | $2,208 | $7,213-69.4% | $16,241-86.4% | $6,261-64.7% |