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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,675 | $81,276-48.7% | $155,574-73.2% | $80,925-48.5% |
| Participation rate | 49.1% | 66.2%-17.2pp | 78.2%-29.2pp | 67.7%-18.6pp |
| Annual return | 12.27% | 33.36%-21.1pp | 64.87%-52.6pp | 35.65%-23.4pp |
| Employer contribution / active EE | $1,009 | $3,103-67.5% | $4,676-78.4% | $2,756-63.4% |
| Participant deferral / active EE | $1,881 | $3,453-45.5% | $5,629-66.6% | $4,299-56.2% |
| Admin fee / account holder | $4,603 | $7,993-42.4% | $15,914-71.1% | $6,940-33.7% |