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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,361 | $85,171-79.6% | $172,752-90.0% | $72,975-76.2% |
| Participation rate | 44.4% | 70.1%-25.6pp | 82.6%-38.2pp | 69.5%-25.0pp |
| Annual return | 24.19% | 27.32%-3.1pp | 802.97%-778.8pp | 81.01%-56.8pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,385 | $3,260-57.5% | $5,198-73.4% | $3,608-61.6% |
| Admin fee / account holder | $858 | $5,880-85.4% | $13,955-93.9% | $5,124-83.3% |