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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,820 | $91,198-70.6% | $178,503-85.0% | $79,856-66.4% |
| Participation rate | 44.9% | 69.2%-24.3pp | 81.9%-37.0pp | 69.6%-24.7pp |
| Annual return | 22.61% | 24.20%-1.6pp | 151.12%-128.5pp | 31.71%-9.1pp |
| Employer contribution / active EE | $0 | $3,257-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,669 | $3,237-48.4% | $5,202-67.9% | $3,741-55.4% |
| Admin fee / account holder | $1,002 | $6,748-85.1% | $13,987-92.8% | $5,306-81.1% |