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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,511 | $169,356-53.6% | $129,406-39.3% | $145,897-46.2% |
| Participation rate | 92.3% | 76.5%+15.8pp | 69.6%+22.7pp | 80.3%+12.0pp |
| Annual return | 14.68% | 14418.62%-14403.9pp | 9468.18%-9453.5pp | 552.29%-537.6pp |
| Employer contribution / active EE | $626 | $5,542-88.7% | $4,155-84.9% | $4,663-86.6% |
| Participant deferral / active EE | $745 | $4,987-85.1% | $4,167-82.1% | $6,689-88.9% |
| Admin fee / account holder | $464 | $9,915-95.3% | $7,689-94.0% | $13,390-96.5% |