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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,040 | $149,040-38.2% | $120,225-23.4% | $137,256-32.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 15.68% | 605.68%-590.0pp | 439.23%-423.5pp | 220.34%-204.7pp |
| Employer contribution / active EE | $806 | $4,350-81.5% | $3,475-76.8% | $4,156-80.6% |
| Participant deferral / active EE | $853 | $4,655-81.7% | $3,999-78.7% | $6,407-86.7% |
| Admin fee / account holder | $525 | $6,348-91.7% | $5,696-90.8% | $12,270-95.7% |