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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,040 | $162,529-43.4% | $130,788-29.6% | $154,746-40.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.68% | 510.48%-494.8pp | 386.44%-370.8pp | 172.34%-156.7pp |
| Employer contribution / active EE | $806 | $4,447-81.9% | $3,558-77.4% | $4,379-81.6% |
| Participant deferral / active EE | $853 | $4,808-82.3% | $4,137-79.4% | $6,730-87.3% |
| Admin fee / account holder | $525 | $7,669-93.1% | $6,673-92.1% | $14,365-96.3% |