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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Participants) | $254,640 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $34,806 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,360 | $71,012+155.4% | $191,597-5.3% | $71,012+155.4% |
| Participation rate | 98.8% | 58.6%+40.2pp | 76.9%+21.9pp | 58.6%+40.2pp |
| Annual return | 13.22% | 37.67%-24.5pp | 27.07%-13.9pp | 37.67%-24.5pp |
| Employer contribution / active EE | $3,757 | $2,348+60.0% | $5,025-25.2% | $2,348+60.0% |
| Participant deferral / active EE | $10,348 | $3,246+218.8% | $6,850+51.1% | $3,246+218.8% |
| Admin fee / account holder | $360 | $1,167-69.2% | $22,799-98.4% | $1,167-69.2% |