| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Participants) | $253,740 |
METLIFE LIFE INSURANCE COMPANY7+ years Filed as: METROPOLITAN LIFE INSURANCE COMPANY Service code 28 · EIN 13-5581829 | Investment Management | $74,653 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $39,315 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,623 | $96,805+62.8% | $153,741+2.5% | $77,762+102.7% |
| Participation rate | 99.1% | 81.6%+17.5pp | 77.1%+22.0pp | 70.6%+28.5pp |
| Annual return | 9.70% | 14.39%-4.7pp | 15.71%-6.0pp | 31.27%-21.6pp |
| Employer contribution / active EE | $3,588 | $5,232-31.4% | $5,042-28.8% | $2,728+31.5% |
| Participant deferral / active EE | $9,905 | $6,601+50.0% | $6,757+46.6% | $4,651+113.0% |
| Admin fee / account holder | $331 | $182+81.7% | $12,749-97.4% | $433-23.5% |