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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,099 | $111,535-65.8% | $105,223-63.8% | $137,256-72.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.91% | 237.85%-225.9pp | 180.65%-168.7pp | 220.34%-208.4pp |
| Employer contribution / active EE | $2,925 | $3,939-25.8% | $3,689-20.7% | $4,156-29.6% |
| Participant deferral / active EE | $27,000 | $5,500+390.9% | $5,072+432.4% | $6,407+321.4% |
| Admin fee / account holder | $359 | $9,721-96.3% | $8,859-95.9% | $12,270-97.1% |