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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,269 | $87,166+11.6% | $76,735+26.8% | $137,256-29.1% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.5%+10.5pp | 80.0%0pp |
| Annual return | 15.22% | 26.50%-11.3pp | 29.77%-14.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,597 | $2,904-10.6% | $2,454+5.8% | $4,156-37.5% |
| Participant deferral / active EE | $6,463 | $4,726+36.8% | $4,088+58.1% | $6,407+0.9% |
| Admin fee / account holder | $11,330 | $8,403+34.8% | $7,189+57.6% | $12,270-7.7% |