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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,716 | $90,530-7.5% | $76,030+10.1% | $145,897-42.6% |
| Participation rate | 81.3% | 74.4%+6.8pp | 69.1%+12.2pp | 80.3%+0.9pp |
| Annual return | 12.72% | 625.08%-612.4pp | 361.54%-348.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,982 | $3,319-40.3% | $2,688-26.3% | $4,663-57.5% |
| Participant deferral / active EE | $6,906 | $5,164+33.7% | $4,257+62.2% | $6,689+3.2% |
| Admin fee / account holder | $2,036 | $8,383-75.7% | $6,421-68.3% | $13,390-84.8% |