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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,269 | $107,733-9.7% | $92,985+4.6% | $154,746-37.1% |
| Participation rate | 80.0% | 74.6%+5.4pp | 69.5%+10.5pp | 80.7%-0.7pp |
| Annual return | 15.22% | 30.39%-15.2pp | 27.99%-12.8pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,597 | $3,126-16.9% | $2,662-2.4% | $4,379-40.7% |
| Participant deferral / active EE | $6,463 | $5,053+27.9% | $4,377+47.7% | $6,730-4.0% |
| Admin fee / account holder | $11,330 | $11,369-0.3% | $9,463+19.7% | $14,365-21.1% |