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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,787 | $83,337-67.9% | $67,834-60.5% | $273,972-90.2% |
| Participation rate | 61.5% | 76.4%-14.9pp | 68.8%-7.3pp | 83.0%-21.5pp |
| Annual return | 7.06% | 259.45%-252.4pp | 138.47%-131.4pp | 41.46%-34.4pp |
| Employer contribution / active EE | $935 | $3,287-71.5% | $2,403-61.1% | $4,869-80.8% |
| Participant deferral / active EE | $4,645 | $4,088+13.6% | $3,160+47.0% | $5,287-12.2% |
| Admin fee / account holder | $1,320 | $6,752-80.5% | $4,622-71.5% | $10,133-87.0% |