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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,913 | $85,790-62.8% | $67,313-52.6% | $135,379-76.4% |
| Participation rate | 62.5% | 76.5%-14.0pp | 69.1%-6.6pp | 82.6%-20.1pp |
| Annual return | 7.39% | -0.54%+7.9pp | -4.08%+11.5pp | 519.79%-512.4pp |
| Employer contribution / active EE | $1,133 | $3,487-67.5% | $2,566-55.8% | $4,779-76.3% |
| Participant deferral / active EE | $4,463 | $4,651-4.0% | $3,568+25.1% | $5,609-20.4% |
| Admin fee / account holder | $9 | $6,392-99.9% | $4,507-99.8% | $10,828-99.9% |