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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,245 | $124,187-15.3% | $108,410-2.9% | $167,518-37.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.86% | 1379.80%-1363.9pp | 905.34%-889.5pp | 478.71%-462.8pp |
| Employer contribution / active EE | $14,757 | $4,187+252.5% | $3,558+314.7% | $4,838+205.0% |
| Participant deferral / active EE | $17,482 | $6,908+153.1% | $6,562+166.4% | $6,342+175.7% |
| Admin fee / account holder | $1,128 | $9,456-88.1% | $7,296-84.5% | $12,312-90.8% |