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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,814 | $99,644+16.2% | $86,438+34.0% | $134,532-13.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.17% | 6787.26%-6805.4pp | 4397.19%-4415.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $19,373 | $4,402+340.1% | $3,769+413.9% | $4,741+308.6% |
| Participant deferral / active EE | $17,738 | $7,247+144.7% | $6,952+155.1% | $6,401+177.1% |
| Admin fee / account holder | $1,125 | $8,375-86.6% | $6,733-83.3% | $11,429-90.2% |