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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,612 | $108,897+60.3% | $100,378+74.0% | $145,877+19.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.33% | 58.17%-47.8pp | 49.41%-39.1pp | 551.28%-541.0pp |
| Employer contribution / active EE | $33,431 | $4,420+656.3% | $3,942+748.1% | $4,663+616.9% |
| Participant deferral / active EE | $31,910 | $8,455+277.4% | $8,087+294.6% | $6,691+376.9% |
| Admin fee / account holder | $1,742 | $9,690-82.0% | $7,899-77.9% | $13,402-87.0% |