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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,224 | $105,145+58.1% | $94,664+75.6% | $139,466+19.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.23% | 38.09%-20.9pp | 156.84%-139.6pp | 373.66%-356.4pp |
| Employer contribution / active EE | $19,665 | $4,107+378.8% | $3,673+435.4% | $4,754+313.7% |
| Participant deferral / active EE | $18,405 | $7,599+142.2% | $7,417+148.1% | $6,712+174.2% |
| Admin fee / account holder | $1,592 | $8,972-82.3% | $7,222-77.9% | $11,409-86.0% |