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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,862 | $211,105-60.7% | $178,449-53.6% | $145,978-43.2% |
| Participation rate | 94.1% | 80.8%+13.3pp | 77.1%+17.0pp | 80.3%+13.8pp |
| Annual return | 19.17% | 30.19%-11.0pp | 27.09%-7.9pp | 550.52%-531.3pp |
| Employer contribution / active EE | $510 | $4,569-88.8% | $3,951-87.1% | $4,662-89.1% |
| Participant deferral / active EE | $5,180 | $6,959-25.6% | $6,277-17.5% | $6,690-22.6% |
| Admin fee / account holder | $8,350 | $12,017-30.5% | $10,362-19.4% | $13,400-37.7% |