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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,136 | $190,879-77.4% | $160,009-73.0% | $134,532-67.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -26.32% | 552.63%-578.9pp | 408.85%-435.2pp | 418.27%-444.6pp |
| Employer contribution / active EE | $961 | $4,995-80.8% | $4,225-77.3% | $4,741-79.7% |
| Participant deferral / active EE | $6,385 | $6,924-7.8% | $6,183+3.3% | $6,401-0.3% |
| Admin fee / account holder | $3,565 | $10,495-66.0% | $8,715-59.1% | $11,429-68.8% |