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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,682 | $232,540-83.4% | $185,117-79.1% | $147,586-73.8% |
| Participation rate | 90.9% | 82.4%+8.6pp | 77.3%+13.6pp | 82.8%+8.1pp |
| Annual return | 4.22% | 43.03%-38.8pp | 40.50%-36.3pp | 578.59%-574.4pp |
| Employer contribution / active EE | $882 | $5,195-83.0% | $4,182-78.9% | $4,876-81.9% |
| Participant deferral / active EE | $3,467 | $5,834-40.6% | $5,045-31.3% | $5,439-36.3% |
| Admin fee / account holder | $8,654 | $10,275-15.8% | $8,159+6.1% | $10,886-20.5% |