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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,179 | $202,440-70.3% | $169,390-64.5% | $139,466-56.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 28.43% | 532.36%-503.9pp | 406.07%-377.6pp | 373.66%-345.2pp |
| Employer contribution / active EE | $493 | $4,693-89.5% | $4,013-87.7% | $4,754-89.6% |
| Participant deferral / active EE | $4,717 | $6,940-32.0% | $6,222-24.2% | $6,712-29.7% |
| Admin fee / account holder | $556 | $10,722-94.8% | $9,015-93.8% | $11,409-95.1% |