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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,607 | $215,361+29.8% | $171,082+63.4% | $273,972+2.1% |
| Participation rate | 88.9% | 82.0%+6.9pp | 76.7%+12.2pp | 83.0%+5.9pp |
| Annual return | 8.47% | 25.14%-16.7pp | 32.56%-24.1pp | 41.46%-33.0pp |
| Employer contribution / active EE | $12,494 | $4,967+151.5% | $4,002+212.2% | $4,869+156.6% |
| Participant deferral / active EE | $9,354 | $5,543+68.7% | $4,797+95.0% | $5,287+76.9% |
| Admin fee / account holder | $553 | $10,846-94.9% | $8,520-93.5% | $10,133-94.5% |