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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,830 | $227,597+98.1% | $189,575+137.8% | $167,536+169.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 16.30% | 78.44%-62.1pp | 64.19%-47.9pp | 478.82%-462.5pp |
| Employer contribution / active EE | $15,000 | $5,316+182.2% | $4,412+240.0% | $4,839+210.0% |
| Participant deferral / active EE | $13,045 | $7,002+86.3% | $6,174+111.3% | $6,342+105.7% |
| Admin fee / account holder | $2,210 | $11,877-81.4% | $9,806-77.5% | $12,315-82.1% |