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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,866 | $226,135+46.8% | $182,558+81.8% | $152,909+117.0% |
| Participation rate | 85.7% | 82.5%+3.2pp | 78.0%+7.7pp | 82.5%+3.3pp |
| Annual return | 27.12% | 192.60%-165.5pp | 148.59%-121.5pp | 345.46%-318.3pp |
| Employer contribution / active EE | $9,875 | $4,979+98.3% | $4,076+142.3% | $4,764+107.3% |
| Participant deferral / active EE | $11,382 | $6,371+78.7% | $5,526+106.0% | $5,851+94.5% |
| Admin fee / account holder | $1,003 | $10,707-90.6% | $8,594-88.3% | $11,601-91.4% |