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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,889 | $190,916+182.3% | $160,037+236.7% | $134,545+300.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -20.54% | 552.79%-573.3pp | 408.95%-429.5pp | 418.37%-438.9pp |
| Employer contribution / active EE | $32,285 | $4,996+546.3% | $4,226+664.0% | $4,742+580.9% |
| Participant deferral / active EE | $21,514 | $6,925+210.7% | $6,184+247.9% | $6,401+236.1% |
| Admin fee / account holder | $5,682 | $10,497-45.9% | $8,716-34.8% | $11,431-50.3% |