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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,232 | $162,136-32.6% | $152,301-28.3% | $154,746-29.4% |
| Participation rate | 27.8% | 84.1%-56.3pp | 82.4%-54.7pp | 80.7%-52.9pp |
| Annual return | 12.57% | 91.02%-78.5pp | 80.50%-67.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $1,592 | $4,890-67.4% | $4,624-65.6% | $4,379-63.6% |
| Participant deferral / active EE | $6,879 | $8,341-17.5% | $8,004-14.1% | $6,730+2.2% |
| Admin fee / account holder | $3,366 | $15,759-78.6% | $14,398-76.6% | $14,365-76.6% |