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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,748 | $165,381-60.8% | $149,730-56.8% | $158,966-59.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.64% | 348.29%-342.7pp | 276.70%-271.1pp | 302.95%-297.3pp |
| Employer contribution / active EE | $2,681 | $5,104-47.5% | $4,645-42.3% | $4,762-43.7% |
| Participant deferral / active EE | $8,351 | $7,182+16.3% | $6,843+22.0% | $5,983+39.6% |
| Admin fee / account holder | $34,970 | $10,809+223.5% | $9,310+275.6% | $11,250+210.8% |