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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,232 | $156,398-30.2% | $147,318-25.9% | $138,895-21.4% |
| Participation rate | 27.8% | 83.8%-56.0pp | 82.1%-54.3pp | 79.9%-52.1pp |
| Annual return | 12.57% | 78.75%-66.2pp | 70.43%-57.9pp | 145.39%-132.8pp |
| Employer contribution / active EE | $1,592 | $4,853-67.2% | $4,593-65.3% | $4,194-62.0% |
| Participant deferral / active EE | $6,879 | $8,237-16.5% | $7,906-13.0% | $6,396+7.5% |
| Admin fee / account holder | $3,366 | $14,976-77.5% | $13,708-75.4% | $12,562-73.2% |