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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,786 | $49,891-40.3% | $80,607-63.0% | $75,181-60.4% |
| Participation rate | 92.4% | 55.3%+37.1pp | 67.0%+25.4pp | 67.2%+25.2pp |
| Annual return | 17.84% | 34.67%-16.8pp | 936.11%-918.3pp | 160.69%-142.8pp |
| Employer contribution / active EE | $3,967 | $1,698+133.6% | $2,724+45.6% | $2,671+48.5% |
| Participant deferral / active EE | $2,148 | $2,991-28.2% | $4,448-51.7% | $4,126-47.9% |
| Admin fee / account holder | $1,188 | $3,578-66.8% | $5,379-77.9% | $5,650-79.0% |