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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,587 | $93,064-66.1% | $74,577-57.6% | $273,972-88.5% |
| Participation rate | 68.8% | 74.9%-6.2pp | 68.1%+0.6pp | 83.0%-14.3pp |
| Annual return | 4.89% | 26.18%-21.3pp | 20.47%-15.6pp | 41.46%-36.6pp |
| Employer contribution / active EE | $2,076 | $3,160-34.3% | $2,525-17.8% | $4,869-57.4% |
| Participant deferral / active EE | $3,828 | $4,160-8.0% | $3,458+10.7% | $5,287-27.6% |
| Admin fee / account holder | $1,345 | $5,273-74.5% | $4,138-67.5% | $10,133-86.7% |