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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,072 | $48,053+4.2% | $84,628-40.8% | $72,975-31.4% |
| Participation rate | 55.6% | 57.6%-2.0pp | 68.2%-12.7pp | 69.5%-13.9pp |
| Annual return | 20.01% | 37.39%-17.4pp | 258.80%-238.8pp | 81.01%-61.0pp |
| Employer contribution / active EE | $1,559 | $1,602-2.7% | $2,653-41.2% | $2,440-36.1% |
| Participant deferral / active EE | $3,638 | $2,681+35.7% | $3,900-6.7% | $3,608+0.8% |
| Admin fee / account holder | $803 | $3,395-76.4% | $4,914-83.7% | $5,124-84.3% |