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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,889 | $95,188-51.8% | $76,518-40.0% | $135,380-66.1% |
| Participation rate | 52.2% | 74.4%-22.2pp | 68.0%-15.8pp | 82.6%-30.5pp |
| Annual return | -9.67% | 4.85%-14.5pp | -0.27%-9.4pp | 519.81%-529.5pp |
| Employer contribution / active EE | $1,491 | $3,303-54.9% | $2,647-43.7% | $4,779-68.8% |
| Participant deferral / active EE | $3,150 | $4,640-32.1% | $3,836-17.9% | $5,609-43.8% |
| Admin fee / account holder | $637 | $6,249-89.8% | $4,849-86.9% | $10,828-94.1% |