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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,099 | $217,427+4.9% | $185,837+22.7% | $167,518+36.2% |
| Participation rate | 80.0% | 86.0%-6.0pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 11.87% | 148.39%-136.5pp | 122.08%-110.2pp | 478.71%-466.8pp |
| Employer contribution / active EE | $9,078 | $5,874+54.5% | $5,168+75.7% | $4,838+87.6% |
| Participant deferral / active EE | $9,139 | $6,357+43.8% | $5,568+64.1% | $6,342+44.1% |
| Admin fee / account holder | $19,227 | $19,816-3.0% | $16,241+18.4% | $12,312+56.2% |