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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,140 | $180,459-42.8% | $154,108-33.1% | $135,380-23.8% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -6.93% | 888.21%-895.1pp | 735.21%-742.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $6,688 | $6,035+10.8% | $5,298+26.2% | $4,779+39.9% |
| Participant deferral / active EE | $6,584 | $5,806+13.4% | $5,081+29.6% | $5,609+17.4% |
| Admin fee / account holder | $1,100 | $16,145-93.2% | $13,411-91.8% | $10,828-89.8% |