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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,630 | $209,422-18.5% | $178,503-4.4% | $158,982+7.3% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 13.74% | 188.81%-175.1pp | 151.12%-137.4pp | 302.99%-289.2pp |
| Employer contribution / active EE | $11,271 | $5,707+97.5% | $5,011+124.9% | $4,763+136.6% |
| Participant deferral / active EE | $8,443 | $5,955+41.8% | $5,202+62.3% | $5,983+41.1% |
| Admin fee / account holder | $2,968 | $17,079-82.6% | $13,987-78.8% | $11,252-73.6% |