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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,784 | $175,231+23.1% | $149,696+44.1% | $139,466+54.7% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 18.54% | 166.77%-148.2pp | 134.46%-115.9pp | 373.66%-355.1pp |
| Employer contribution / active EE | $5,796 | $5,478+5.8% | $4,821+20.2% | $4,754+21.9% |
| Participant deferral / active EE | $9,288 | $6,521+42.4% | $5,682+63.5% | $6,712+38.4% |
| Admin fee / account holder | $2,500 | $16,155-84.5% | $13,212-81.1% | $11,409-78.1% |