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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,165 | $172,111+181.3% | $150,298+222.1% | $137,256+252.7% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 14.49% | 69.37%-54.9pp | 62.79%-48.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $10,374 | $4,636+123.8% | $4,154+149.7% | $4,156+149.6% |
| Participant deferral / active EE | $22,884 | $6,166+271.1% | $5,453+319.7% | $6,407+257.2% |
| Admin fee / account holder | $6,344 | $16,471-61.5% | $14,116-55.1% | $12,270-48.3% |