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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,736 | $209,425+6.4% | $178,499+24.8% | $158,966+40.1% |
| Participation rate | 94.7% | 86.4%+8.4pp | 81.9%+12.8pp | 82.0%+12.8pp |
| Annual return | 15.24% | 188.80%-173.6pp | 151.10%-135.9pp | 302.95%-287.7pp |
| Employer contribution / active EE | $6,982 | $5,707+22.3% | $5,011+39.3% | $4,762+46.6% |
| Participant deferral / active EE | $14,449 | $5,955+142.6% | $5,202+177.8% | $5,983+141.5% |
| Admin fee / account holder | $2,006 | $17,078-88.3% | $13,986-85.7% | $11,250-82.2% |