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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,821 | $175,257+73.9% | $149,717+103.6% | $139,456+118.6% |
| Participation rate | 94.7% | 83.4%+11.3pp | 78.8%+16.0pp | 80.3%+14.4pp |
| Annual return | 16.06% | 166.70%-150.6pp | 134.41%-118.4pp | 373.45%-357.4pp |
| Employer contribution / active EE | $7,968 | $5,477+45.5% | $4,820+65.3% | $4,753+67.7% |
| Participant deferral / active EE | $17,050 | $6,521+161.5% | $5,682+200.1% | $6,711+154.0% |
| Admin fee / account holder | $2,800 | $16,156-82.7% | $13,213-78.8% | $11,407-75.5% |