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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $104,301 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $9,548 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,337 | $65,191+44.7% | $92,805+1.7% | $65,191+44.7% |
| Participation rate | 97.6% | 63.0%+34.6pp | 83.5%+14.1pp | 63.0%+34.6pp |
| Annual return | 22.69% | 51.24%-28.5pp | 31.59%-8.9pp | 51.24%-28.5pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,424-100.0% | $2,400-100.0% |
| Participant deferral / active EE | $16,457 | $2,671+516.1% | $8,448+94.8% | $2,671+516.1% |
| Admin fee / account holder | $108 | $907-88.1% | $10,911-99.0% | $907-88.1% |