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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $104,301 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $9,548 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,337 | $107,741-12.4% | $96,576-2.3% | $79,634+18.5% |
| Participation rate | 97.6% | 79.1%+18.6pp | 81.4%+16.2pp | 62.5%+35.1pp |
| Annual return | 22.69% | 19.24%+3.5pp | 38.47%-15.8pp | 36.46%-13.8pp |
| Employer contribution / active EE | $0 | $2,991-100.0% | $3,553-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $16,457 | $7,899+108.4% | $7,956+106.8% | $3,835+329.2% |
| Admin fee / account holder | $108 | $1,150-90.6% | $11,381-99.1% | $1,002-89.3% |