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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,454 | $117,895+0.5% | $102,460+15.6% | $145,897-18.8% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 12.64% | 31.92%-19.3pp | 29.47%-16.8pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,729 | $3,619-52.2% | $3,025-42.8% | $4,663-62.9% |
| Participant deferral / active EE | $5,405 | $5,736-5.8% | $5,056+6.9% | $6,689-19.2% |
| Admin fee / account holder | $997 | $13,353-92.5% | $9,460-89.5% | $13,390-92.6% |