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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,395 | $100,203+39.1% | $85,240+63.5% | $145,897-4.5% |
| Participation rate | 23.5% | 74.1%-50.6pp | 67.5%-44.0pp | 80.3%-56.8pp |
| Annual return | 14.14% | 84.28%-70.1pp | 66.75%-52.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,000 | $5,299-62.3% | $4,527-55.8% | $6,689-70.1% |
| Admin fee / account holder | $2,045 | $7,265-71.8% | $6,165-66.8% | $13,390-84.7% |