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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,863 | $81,749-52.5% | $58,544-33.6% | $139,456-72.1% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 23.72% | 7425.45%-7401.7pp | 4249.56%-4225.8pp | 373.45%-349.7pp |
| Employer contribution / active EE | $1,039 | $1,398-25.7% | $1,053-1.3% | $4,753-78.1% |
| Participant deferral / active EE | $2,254 | $2,555-11.8% | $1,923+17.2% | $6,711-66.4% |
| Admin fee / account holder | $404 | $3,272-87.7% | $2,520-84.0% | $11,407-96.5% |